Open a Checking Account and Skip Your Next Loan Payment!

Make the most of your Rio Grande Credit Union membership when you open a checking account. This Skip-A-Pay offer is our way of showing how much we appreciate you.
Added Bonus

How It Works

Skip your next month’s loan payment* by opening any new Rio Grande Credit Union checking account.

BONUS: Skip an additional loan payment** when you set up a recurring direct deposit of $1,000 or more per month.

Please Note: After meeting each eligibility requirement, your Skip-A-Pay Agreement will be sent according to your communication preferences.

Frequently Asked Questions

Answers to the most common questions that you may have about the Skip-A-Pay offer, along with other important information.

Yes, as long as your name is on the loan and on the new checking account.

First-time users can easily sign up for online banking on our website. It’s quick and simple.

Click here to get started.

  • In the Welcome Letter that was sent when the loan was opened.
  • Contact our Member Resource Center at 505-262-1401 (local) or 877-761-5136 (toll free), Friday from 8:30am-6:00pm and Saturday from 9:00am-1:00pm.

No, the standard $20 Skip-A-Pay fee is waived for eligible skips earned with this offer.

Yes, you will receive a debit card 7-10 business days after the account opening process is completed. You are able to order checks with your new checking account.

No. We do not perform a credit check for this promotional offer. The skip-a-payment offer is not considered a late or delinquent payment. You should have no adverse effect to your credit score.

Rio Grande Credit Union and our marketing partner take the security of your personal information seriously. Please review our privacy policy on our corporate website for details.
Business People

Need Further Assistance?

Give us a call at 505-317-2858 or stop by one of our branch locations.

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Para hablar con uno de nuestros representantes en español por favor llámenos al 800-914-7536

*Offer valid for current Rio Grande Credit Union members who do not have a Rio Grande Credit Union checking account and who have an eligible consumer loan in good standing. This offer is unavailable to existing Rio Grande Credit Union members whose checking accounts have been closed for less than 60 days or closed with a negative balance. Account opening is based on approval.

*To qualify for the first skip-a-payment, the member must open a new Rio Grande Credit Union checking account. **To qualify for the second skip-a-payment, the member must also set up a recurring direct deposit of $1,000 or more per month into the newly opened checking account. Direct Deposit payments must be made by a payroll provider or government benefit providers using the ACH network. Person-to-person payments (such as Zelle®) are not considered a direct deposit.

Interest will continue to accrue during the skipped periods, and skipping payments may extend the loan term. Maximum of two (2) skip-a-payments allowed under this promotion. Loan must be current at the time of skip request. Other restrictions may apply.

IMPORTANT NOTE: You must continue to make your auto loan payment until we confirm your skip-a-pay has been processed.If Rio Grande Credit Union has set up an automatic payment to your loan, the payment for that month will be deferred. If you have set up a recurring payment through online or mobile banking or through a Bill Payment service, you will need to defer the payment(s) for the month.  Offer subject to change or end at any time without notice.